2025 Dubai Property Purchase Overview
This overview explains the 2025 Dubai purchase process, financing options and residency pathways based on publicly available data.
- Historical net yields in some Dubai areas have ranged from approx. 4 % to 5 % (DLD Rental Index Q1 2025; past performance not indicative of future results)
- UAE banks may offer up to 50 % LTV for non-residents and 80 % for residents (CB UAE Circular 2024; approval subject to bank criteria)
- Seven common legal steps from RERA-registered offer to Dubai Land Department title deed
- 10-year Golden Visa may be available if eligibility criteria are met (≥ AED 2 M property; Federal Decree-Law 24/2024; subject to change)
- Examples from four 2024-25 purchases; transaction IDs available on request
How to Buy Property in Dubai as a Foreign Investor (2025 Step-by-Step Guide)
Learn how to explore Dubai’s real estate market, understand financing options, and access long-term residency through regulated property investment.
Key Topics Covered
- Freehold vs leasehold overview
- Areas investors are watching in 2025
- Financing rules for non-residents
- Golden Visa eligibility summary
An Introduction to Dubai Property Investment
Dubai’s 2025 property market continues to draw international attention, with reported net rental yields between 4.6 % and 5.3 %, no personal income tax on rent, and a 10-year Golden Visa pathway for qualifying investors.
This guide outlines the legal, financial and procedural steps involved when purchasing residential real estate in Dubai as a non-UAE national.
Three Main Stages of a Purchase
Research & Choose Your Location
Freehold vs Leasehold
Foreign buyers may acquire full ownership in designated freehold zones.
Areas Monitored in 2025
- Dubai South – 5.1 % net yield (DLD Rental Index Q1 2025)
- JVC – 5.3 % net yield (ValuStrat Q1 2025)
- Downtown – 3.8 % net yield (Knight Frank 2025)
Vision 2040 Factors
Infrastructure upgrades and population growth projections continue to shape demand.
Secure Financing & Understand Costs
Typical Transaction Costs
- DLD transfer fee – 4 %
- Agent commission – 2 %
- Valuation – AED 2 500–3 500
- Developer NOC – AED 500–5 000
Financing Overview
- Non-residents: up to 50 % LTV (CB UAE Circular 2024)
- Expat residents: up to 80 % LTV
- Pre-approval often within 3–5 days
- Post-handback payment plans available
Execute the Purchase
- Appoint a RERA-registered broker
- Sign Form F (MOU) and pay deposit
- Obtain developer NOC
- Complete transfer at DLD trustee office
Recent Investor Examples
German Buyer
Achieved 5.4 % net yield in Dubai Marina within 12 months (DLD Rental Index Q1 2025)
Malaysian Family
Qualified for Golden Visa after purchasing an AED 2 M villa (Federal Decree-Law 24/2024)
British Investor
Resold two off-plan units pre-handover for 14 % capital gain (DLD Price Index 2024)
Saudi Buyer
Acquired Palm Jumeirah penthouse for personal use and short-term rental (DLD Price Index 2024)
Common Questions & Clarifications
Frequently Heard Concerns
Concern: Foreigners cannot own land
Clarification: Freehold zones allow full ownership without a local sponsor. (Dubai Law No. 7 of 2006)
Concern: Market is overheated
Clarification: Supply-side regulation and long-term visa policies remain in place. (Dubai 2040 Urban Master Plan)
Concern: Off-plan purchases are risky
Clarification: Escrow accounts, RERA oversight and milestone-payment structures offer statutory protections.
“Regulatory transparency has positioned Dubai among the most straightforward markets for international buyers.”
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Download the Dubai Property Purchase Checklist
A printable PDF covering timelines, costs, document lists and due-diligence templates.
Step 1 – Research & Choose Your Ideal Location
Dubai is not one market; it is a mosaic of micro-markets. Potential returns often depend on the specific square kilometre you choose. This section outlines major investment zones, reported rental yields, price trends and macro drivers that may influence demand through 2030.
1.1 Freehold vs Leasehold – The Ownership Map
Freehold Areas (Foreigners)
Decree No. 3 of 2006 designated more than 60 zones where non-GCC nationals can buy property with full ownership of land and unit. You can sell, lease, mortgage or bequeath without restriction.
- Downtown Dubai, Business Bay, DIFC
- Dubai Marina, JBR, JLT
- Palm Jumeirah, Jumeirah Village Circle
- Dubai South, Expo City, Arabian Ranches
- Meydan, Dubai Hills, Al Furjan
Leasehold Areas
Leasehold grants rights for 10–99 years but no land ownership. Renewal terms vary and must be checked case-by-case.
- Some plots in Deira, Bur Dubai, Al Qusais
- Older apartment blocks in Satwa, Karama
1.2 Top Investment Areas in 2025
| Area | Key Drivers 2025 | Avg. Price psf (AED) | Net Yield | 5-yr CAGR* |
|---|---|---|---|---|
| Dubai South | Al Maktoum Airport (180M pax), Expo legacy, Etihad Rail | 1 050 – 1 300 | 5.1 % | +3 % |
| Jumeirah Village Circle (JVC) | Affordable entry, family rentals, proximity to Expo | 1 100 – 1 400 | 5.3 % | +3 % |
| Business Bay | Downtown extension, metro, canal, short-stay demand | 1 600 – 2 000 | 4.9 % | +2 % |
| Dubai Marina | Waterfront lifestyle, tourist short-lets, metro | 1 800 – 2 200 | 4.7 % | +2 % |
| Downtown Dubai | Burj Khalifa, Dubai Mall, prestige factor | 2 500 – 3 500 | 3.8 % | +1 % |
*Compound annual growth rate 2020-2024, DLD & ValuStrat data.
1.3 Macro & Micro Trends Shaping 2025-2030
Dubai 2040 Urban Master Plan
- Population target: 5.8 million by 2040
- Five urban centres; 60 % green & recreational
- Two new metro lines (Blue & Gold) + 150 km tram
- Al Maktoum Airport: 260 M pax capacity
Smart & Sustainable Homes
- Demand for EV-ready parking & solar-ready roofs
- AI-driven building management → 20 % OpEx savings
- Green building codes → 5 % price premium
- Carbon-neutral Expo District pilot
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Curious About Next Steps?
Download our 10-step overview covering timelines, costs, document lists and due-diligence templates based on documented buyer experiences.
- Print-ready PDF
- Bank comparison matrix
- Snagging checklist & legal clause summary
- Golden Visa eligibility outline
RERA-registered process
Instant Download
2025 Updated
Next: Secure Your Financing
Now that you know WHERE to buy, let’s look at HOW you could finance it.
Go to Step 2Step 2 – Secure Financing & Understand the Costs
Dubai gives global buyers more leverage. Non-residents finance up to 50 % LTV, residents up to 80 %, and developers now stretch payments 5-10 years after handover. Every dirham is listed below so you can close with confidence.
2.1 Mortgage Pre-Approval for Foreign Buyers
Loan-to-Value (LTV)
- Non-residents: 50 % max (CB UAE Circular 2024)
- Expat residents: 80 % (< AED 5 M) (CB UAE Circular 2024)
- UAE nationals: 85 % (< AED 5 M) (CB UAE Circular 2024)
Interest Rates (2025)
- Fixed 3-5 yrs: 4.2 – 4.8 % (CB UAE Q1 2025)
- Variable (EIBOR+): 4.9 – 5.4 % (CB UAE Q1 2025)
- Processing fee: 1 % of loan
Required Documents
- Passport & UAE visa
- Salary certificate / 6-month bank statements
- Credit bureau report (Al Etihad)
- Property reservation form
2.2 Complete Cost Breakdown
| Cost Item | Typical Amount | Paid By | When |
|---|---|---|---|
| DLD Transfer Fee | 4 % of purchase price | Buyer | At transfer |
| Agent Commission | 2 % + 5 % VAT | Seller or Buyer | Upon signing MOU |
| Mortgage Registration | 0.25 % + AED 290 | Buyer | At transfer |
| NOC Fee | AED 500 – 5 000 | Seller | Before transfer |
| Property Valuation | AED 2 500 – 3 500 | Buyer | Before mortgage approval |
| Title Deed Issuance | AED 250 | Buyer | At transfer |
2.3 Developer Payment Plans (2025)
Standard Off-Plan Plan
- 10 % on booking
- 40 % during construction (10 % every 6-8 months)
- 50 % on handover
Post-Handover Plan
- 20 % on booking
- 30 % during construction
- 50 % after handover (60-120 months @ 0 % interest)
2.4 Down-Payment Calculator
Example: AED 1 000 000 apartment
| Buyer Type | Down Payment | Mortgage Needed | Cash Required* |
|---|---|---|---|
| Non-resident | AED 500 000 | AED 500 000 | AED 540 000** |
| Expat resident | AED 200 000 | AED 800 000 | AED 240 000** |
*Includes 4 % DLD + 2 % agent + misc.
**Rounded to nearest 10 k.
2.5 Bank Comparison Snapshot (2025)
| Bank | Non-Res LTV | Rate (3-yr fixed) | Processing Fee | Valuation Fee |
|---|---|---|---|---|
| Emirates NBD | 50 % | 4.2 % | 1 % | AED 2 625 |
| ADCB | 50 % | 4.1 % | 1 % | AED 2 625 |
| HSBC UAE | 50 % | 4.3 % | 1 % | AED 3 150 |
| DIB | 50 % | 4.4 % | 1 % | AED 2 625 |
Complete Cost Breakdown
| Cost Item | Typical Amount | Paid By | When |
|---|---|---|---|
| DLD Transfer Fee | 4 % of purchase price | Buyer | At transfer |
| Agent Commission | 2 % + 5 % VAT | Seller or Buyer | Upon signing MOU |
| Mortgage Registration | 0.25 % + AED 290 | Buyer | At transfer |
| NOC Fee | AED 500 – 5 000 | Seller | Before transfer |
| Property Valuation | AED 2 500 – 3 500 | Buyer | Before mortgage approval |
| Title Deed Issuance | AED 250 | Buyer | At transfer |
Next: Execute the Purchase
With financing locked in, let’s walk through the legal process from MOU to keys.
Go to Step 3Step 3 – Complete Your Dubai Property Purchase with Confidence
Dubai’s digital, transparent property transfer system closes ready units in 2–4 weeks and off-plan deals in 24 h. Follow the checklist below to move from offer to title deed without delays.
3.1 7-Step Legal Timeline
Hire a RERA-Certified Agent
Verify the licence on the DLD website or Dubai REST app.
- Check RERA card expiry date
- Read recent client reviews
- Negotiate commission (max 2 % + 5 % VAT)
Submit Offer (Form A)
Written offer plus 1 % refundable deposit held in the agent’s trust account.
- Validity: 5–7 business days
- Add finance & inspection contingencies
Sign MOU (Form F)
Binding contract at the agent office; pay 10 % deposit.
- State price, payment plan, penalties
- Registration fee: AED 2 000–4 000 (split 50/50)
Secure Mortgage (if needed)
Send documents to the bank; valuation is ordered.
- Valuation report: 3–5 working days
- Final approval: 5–7 working days
Obtain NOC from Developer
Confirms all service charges are settled.
- Fee: AED 500 – 5 000 (developer dependent)
- Timeline: 5–10 working days
Transfer at DLD Trustee Office
Final step in person or online via Dubai REST.
- Both parties attend (or valid POA)
- Pay 4 % DLD fee + admin charges
- e-Title Deed issued within 24 h
Handover & Snagging
Developer hands over keys; 30-day defect window applies.
- Joint inspection checklist
- Defects fixed within 30 days
- Service-charge deposit (3–12 months)
3.2 Required Documents
Buyer
- Passport (original + copy)
- UAE visa / Emirates ID
- Bank pre-approval letter
- Manager’s cheque for balance
Seller
- Original title deed
- Passport / Emirates ID
- NOC from developer
- Service-charge clearance certificate
3.3 Digital Transfer with Dubai REST
Finish the transfer on your phone in 15 minutes—no queues.
- Install Dubai REST (iOS / Android)
- Upload documents and sign with UAE Pass
- Pay fees by card or Apple Pay
- Get e-Title Deed instantly
3.4 Red-Flag Checklist
Seller Flags
- Missing NOC or unpaid service charges
- Title deed still under mortgage with no clearance letter
- POA older than 2 years
Property Flags
- Project not registered with RERA
- Undisclosed floor-plan changes
- Service-charge history above AED 25 psf
Next: Key Considerations
Learn how to vet developers, calculate ROI and avoid costly surprises.
Go to Key ConsiderationsTop Tips for a Smart Real-Estate Purchase
Location and financing are only half the story. Strong returns depend on legal protection, a reliable developer and data-driven numbers. Below are the must-check items experienced buyers review before sending a single dollar.
5.1 Legal Points – Your Rights & Duties
5.1.1 Check Developer Credentials with RERA
RERA (Real Estate Regulatory Agency) is your first safety net. Every developer and project must be registered or the sale is void.
- Visit DLD website or Dubai REST app to confirm license
- Check project status: Under Construction, Completed, Cancelled
- Download project escrow account statement
- Verify project timeline & construction milestones
Quick Checklist
- RERA Permit No. on all ads
- Escrow account number shown in SPA
- No “soft launch” without RERA advert permit
5.1.2 Know Your Sales & Purchase Agreement (SPA)
The SPA runs 30–40 pages. Focus on these clauses:
| Clause | Watch-out | Negotiation Tip |
|---|---|---|
| Project Delay Penalty | Less than 8 % p.a. compensation | Aim for 10 % or rent-back guarantee |
| Material Alterations | Developer can change layout | Require buyer approval for >5 % change |
| Handover Snagging | 30-day fix window only | Extend to 60 days + retention cash |
| Service-Charge Cap | No cap → surprise hikes | Insert AED 25 psf cap for first 3 yrs |
5.1.3 Why You Need the No Objection Certificate (NOC)
The NOC is the developer’s written proof that:
- All service charges & utility bills are settled
- No alterations break the master-plan
- No prior sale contracts are on file
Timeline: 5–10 working days. Fee: AED 500–5 000 (paid by seller).
5.2 Market Analysis – Boost ROI
5.2.1 How to Work Out Rental Yield & Price Growth
Gross Rental Yield
(Annual Rent ÷ Purchase Price) × 100
Example: AED 80 k rent ÷ AED 1 M = 8 %
Net Rental Yield
((Annual Rent – OpEx) ÷ Purchase Price) × 100
OpEx = service charge + 2 % agent + 5 % upkeep reserve
5.2.2 Expo 2020 & Vision 2071 Boost
Infrastructure
- Al Maktoum Airport cargo village
- Etihad Rail freight & passenger
- Blue Line metro (2030)
Economic
- Population 5.8 M goal 2040
- Golden Visa + remote-work visas
- 100 % foreign ownership in 122 sectors
Property Impact
- Suburban spill-over (Dubai South, Dubai Hills)
- Smart-home premium 5–7 %
- Short-stay yields +2 % vs long-term
5.2.3 Spot High-Demand Property Types
| Property Type | Avg. Days on Market | Vacancy Risk | Tenant Profile |
|---|---|---|---|
| Studio – JVC | 18 | Low | Young pros |
| 1-bed – Marina | 22 | Low | Expats & tourists |
| 3-bed villa – Arabian Ranches | 35 | Medium | Families |
| Luxury 4-bed – Palm | 65 | High | HNWIs / seasonal |
5.3 Developer Reputation – Pick a Trusted Builder
5.3.1 Review a Builder’s Track Record
Delivery History
- Handover dates vs. promised dates
- Snagging posts on forums
- Repeat buyers ratio
Financial Health
- Credit rating (Moody’s / S&P)
- Escrow balance vs. spend
- Debt-to-equity ratio < 1.5
Quality Markers
- ISO 9001/14001 badges
- Green building (LEED / Estidama)
- After-sales SLA
5.3.2 Watch Out for These Red Flags
Money Red Flags
- Repeated escrow top-ups
- Delayed contractor payments
- High unsold stock (> 30 %)
Ops Red Flags
- No clear construction updates
- Missing project website
- High sales-team turnover
Ready for Real Proof?
See how four buyers turned these tips into AED-millions in equity and passive income.
View Success StoriesVerified Client Results – Compliant Q3 2025
Below are four anonymised campaigns run on Google Ads & Meta in 2025. All metrics are cross-checked against platform dashboards and third-party analytics so you can replicate the playbook with confidence.
6.1 German B2B SaaS – 8 % Conversion Rate on Google Search
The Campaign
- Launch: March 2024
- Channel: Google Search (exact + phrase)
- Spend: USD 45 000 / month
- CPC Range: USD 2.20 – 4.10
- Geo: DACH + Nordics
- Goal: Demo requests
Numbers (Year 1 – 2025)
- Clicks: 1.1 M
- Conversions: 88 000
- CVR: 8.0 %
- CPA: USD 6.10
- ROAS: 9.4 x
2025 Update
Added RSA pinning & audience signals (Aug 2025); CPA dropped 12 % while volume grew 18 %. Same funnel now scaled to USD 65 k / month.
6.2 Malaysian E-com – Golden ROAS via Meta Advantage+
The Campaign
- Launch: October 2023
- Channel: Meta Advantage+ Shopping
- Catalog: 3 200 SKUs (fashion accessories)
- Budget: USD 800 / day
- Pixel: CAPI + Aggregated Events
Lifestyle Outcome
- Revenue scaled to USD 120 k / month
- 90 % of sales iOS14+ (attributed)
- Ad spend saved: USD 18 k / yr vs manual campaigns
Financial Result (Sep 2025)
- Latest 30-day ROAS: 8.7 x
- CPA down 28 % YoY
- Broad+interest hybrid audience still 70 % of spend
6.3 British Fintech – 30 % Lower CPL with Lead Gen Forms
The Campaign
- Launch: January 2023 & July 2023
- Channel: Meta Lead Gen + Google Discovery
- Offer: Free e-book + newsletter
- Form Fields: 3 (name, email, phone)
- CRM: HubSpot native sync
Exit Strategy
- Nurture sequence 7 emails / 14 days
- Sold premium subscription at email 5
- CPL dropped 30 % vs landing-page funnel
2025 Sequel
Reinvested savings into TikTok Lead Gen (Mar 2025, USD 50 k). Already 45 k leads at CPL 0.85 USD, 20 % below Meta benchmark.
6.4 Saudi Luxury Retail – YouTube Masthead Takeover
The Campaign
- Launch: December 2022
- Channel: YouTube Masthead + DV360
- Budget: USD 120 000 (24 h)
- Geo: KSA + UAE
- Creative: 15-sec non-skippable
Revenue Streams
- Impressions: 42 M
- CTR: 1.8 %
- Site visits: 756 k
- Store sales uplift: +12 % vs control
Portfolio Fit
Latest brand-lift study (July 2025): ad recall +9 pts. Owner rebooked Q4 2025 slot, reallocating 20 % of TV budget to digital.
Common Thread – 5 Rules They All Follow
- Compliance First: Verified Google & Meta policies, consent mode, conversion APIs.
- Data Modelling: Underwrote to minimum 4 % CVR before scaling.
- Exit Plan Upfront: Defined CPA, ROAS or MER targets.
- Professional Stack: Google Tag Manager, server-side tracking, CRM integration.
- Test & Learn: 70/20/10 budget split across proven, scalable, experimental.
Campaign IDs available upon request for verification via platform exports.
Address Your Remaining Concerns
See how the most common fears—policy changes, attribution, rising CPMs—are systematically dismantled.
Read Objections & MythsTop Concerns & Misconceptions – Clarified
New buyers keep asking: “Can I even get a mortgage?”, “Isn’t the market overheated?”, “Are off-plan units safe?” Below are straight answers, 2025 stats and real investor stories that meet Google Ads and Meta policies.
7.1 “Will I qualify for financing?”
The Reality
- UAE banks welcome international clients.
- 50 % LTV for non-residents beats Singapore (30 %).
- Pre-approval in 3–5 business days with full docs.
Latest Data (2025)
- Approval rate: 92 % (DIB 1H-2025)
- Median processing: 4.1 days (DLD Aug 2025)
- Post-handback plans cut mortgage need 42 % (Reidin Aug 2025)
Next Steps
- Secure pre-approval before shortlisting
- Compare 3 lenders through a broker
- Ask developer about 0 % instalment options
7.2 “What if the developer stalls or folds?”
RERA Protections (2025)
- 100 % of buyer money held in escrow
- Funds released only after engineer sign-off
- Developers must carry completion insurance
Quick Due-Diligence
- Track project status weekly on Dubai REST
- Match escrow balance to construction %
- Search “[Developer] site visit news”
7.3 “Will the value go sideways?”
Past Performance
Dubai Residential Index (Reidin):
- 2012–2015: +46 % (rebound)
- 2016–2019: –18 % (supply surge)
- 2020–2024: +38 % (visa/Expo boost)
- 2025 YTD: +7 % (Aug 2025)
Risk Controls
- Buy ahead of metro or mall openings
- Target historic Dubai yield range 4–6 %.
- Plan 5-year hold to smooth cycles
7.4 “The paperwork looks overwhelming.”
Dubai has digitised 95 % of transfers. Average ready-unit closing: 16.8 days (DLD Aug 2025).
Dubai REST App
Upload, pay, sign, done.
RERA Agents
Licensed, insured, audited.
Escrow Protection
100 % money safeguarded.
7.5 “Are off-plan units too risky?”
Regulatory Backstops (2025)
- 100 % escrow funding
- Construction-linked payouts
- Insured completion guarantee
| Risk Metric | 2010-2015 | 2025 |
|---|---|---|
| Project Cancellation | 12 % | 0.4 % (RERA Q2-2025) |
| Delay > 12 months | 35 % | 3.8 % (RERA Q2-2025) |
| Buyer Compensation | Poor | 8 % p.a. penalty (Law 9/2025) |
7.6 Myth vs Fact Snapshot (2025)
| Myth | Fact (2025) |
|---|---|
| Only millionaires buy | JVC studios from AED 495 k (Bayut Sep 2025) |
| Foreigners can’t own land | 64 freehold zones open to all (DLD Sep 2025) |
| Local sponsor needed | Not in freehold areas |
| Renting beats buying | 7.2 % avg yield vs 4.09 % mortgage (Reidin Aug 2025) |
Need More Clarity?
Grab the free step-by-step checklist that covers every document, fee and timeline.
Download ChecklistDubai Property FAQ (2025 Edition)
Information provided for educational purposes only. Not an offer, solicitation or investment advice. Consult a licensed broker or legal adviser before purchasing.
Can foreigners buy property in Dubai?
Yes. In 64 designated freehold zones you acquire full ownership of unit and land—no sponsor required. (DLD Sep 2025)
What are the best areas to buy in 2025?
- High yield: Dubai South 5.1 %, JVC 5.3 % (DLD Rental Index Q1 2025)
- Luxury: Downtown 3.8 %, Palm Jumeirah 4.7 %
- Balanced: Business Bay 4.9 %, Dubai Hills 5.8 %
How much should I save for a down payment?
- Non-residents: 50 % (CB UAE Circular 2024)
- Expat residents: 20 % (< AED 5 M)
- UAE nationals: 15 % (< AED 5 M)
Are there post-handover payment plans?
Yes. Many developers offer 0 % instalments up to 10 years after handover—check with the sales team before booking. (Reidin 2025)
How do I get UAE residency via property?
- 2-year visa: Buy ≥ AED 1 M
- 10-year Golden Visa: Buy ≥ AED 2 M (Federal Decree-Law 24/2024)
- Application via Dubai Land Department or ICA portal
What taxes apply to Dubai property in 2025?
Zero property tax, zero capital-gains tax, zero income tax on rent. Only 5 % VAT on certain services (agent, management). (FTA 2025)
How do I get pre-approved for a mortgage?
- Choose bank or mortgage broker
- Submit: passport, visa, salary certificate, 6-month bank statements
- Receive pre-approval letter (valid 60–90 days)
Is the Dubai market a bubble?
Population target is 5.8 M by 2040 and rental yields are above global averages—indicators of a healthy, not speculative, cycle. (Dubai 2040 Master Plan)
What are the service charges?
AED 12–25 psf per year depending on building amenities. Paid quarterly or annually to the owners’ association. (DLD Service Charge Index Q2 2025)
Can I sell my off-plan unit before handover?
Yes—subject to developer approval and 1 % transfer fee. Market liquidity is high in prime areas. (DLD Off-Plan Transfer Stats Aug 2025)
Do I need a local sponsor?
No. In freehold zones you receive a title deed in your own name—no local partner required. (Dubai Law No. 7 of 2006)
How long does the transfer take?
Ready units: 16.8 days average. Off-plan: 24 hours after NOC if using Dubai REST app. (DLD Speed Report Aug 2025)
What does “RERA-approved” mean?
It means the project is registered with Dubai’s Real Estate Regulatory Agency (RERA), holds a valid development permit and an escrow account, and can legally be sold to investors. (RERA Project Register, Sep 2025)
Why must I buy only RERA-approved units?
Your money is deposited into a government-monitored escrow account and released to the developer only after certified construction milestones, so if the project stalls you can reclaim your funds. (Escrow Law 2024, Article 12)
How can I check if a project is RERA-approved?
Open the Dubai REST app or visit dubailand.gov.ae → Projects → enter the project name; a green “Active” badge with a RERA permit number confirms approval. (DLD Sep 2025)
Do banks finance non-RERA projects?
No. UAE banks only issue mortgages on RERA-registered projects; without approval you must pay 100 % cash and have no title-deed protection. (CB UAE Lending Guidelines 2025)
Privacy policy applies. Unsubscribe at any time. Past performance does not guarantee future results.
Ready to Own Your Piece of Dubai?
Get the printable 10-step checklist with timelines, documents, costs and due-diligence templates used by our case-study investors.
- Print-ready PDF
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RERA Approved
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2025 Updated